Home Warranty 101

What is a home warranty?

A home warranty is a comprehensive protection plan to cover your major appliances, heat & cooling, plumbing and electrical systems and more from costly breakdowns.

What are the benefits of a home warranty?

Piece of mind knowing that major repairs are covered. Replacement protections, if we can’t fix a covered repair, we will replace it. Budget protection, you don’t have to pay out thousands of dollars on covered repairs.

How your home warranty works

If you have a breakdown on a covered item call us at [phone], we will have a service provider to call you to arrange a convenient time to come to your home. The tech will diagnose the problem and begin the repair or replacement process.

Service providers

We only use the top-ranking service providers to perform the repairs and replacements you need. All service providers are prescreened to insure they are licensed, trained, insured and are a top-notch company for your protection and our reputation.

Important Message

Effective September 15, 2025, Home Warranty of the Midwest, Inc. (HWI) is acquiring Premium Home Warranty LLC. This move strengthens our commitment to delivering top-tier service and broader protection to homeowners nationwide.

HWI brings 25+ years of experience, service across 47 states, an A+ BBB rating, and a 4.36/5 customer review score. This acquisition means better coverage, faster service, and more value for you. Click here to learn more!

What You Can Expect:

  • No service disruption – All warranties remain active.

  • 24/7 U.S.-based call centers – 97% of calls answered in under a minute.

  • Upgraded technology – Faster claims, online filing, and live chat.

If you have questions, contact us at 877-977-4949 or visit www.homewarrantyinc.com.

Please update your payment info using this secure link to prevent service interruptions:  www.homewarrantyinc.com/phw

Thank you! Use code FREE1MONTH at checkout to get your first month free.