Covered:

All parts; compressor, condenser, evaporator, motors, power cords, ice makers

Not covered:

Water supply lines, doors, door seals, hinges, drawers, shelves, knobs, handles, insulation, racks, tracks, beverage dispensers and their respective equipment, interior thermal shells, food spoilage, light bulbs and stand-alone freezers. Refrigerators located outside kitchen area and refrigerant recapture, reclaim and disposal.

Covered:

Automatic soap and rinse dispensers, motors, belts, latch assemblies, wash arm assemblies and water valves.

Not covered:

Water supply lines, doors, door seals, drawers, knobs and handles.

Covered:

Heating elements/burners, switches, relays, touchpads, power cords, electronic components, internal wiring, gas valves, ignitor and pilot assemblies.

Not covered:

Doors, handles, rotisseries, lights, knobs, dials, racks, interior lining, lock assemblies, meat probe assemblies, latches, and door glass.

Covered:

Switches, relays, touchpads, power cords, electronic components, internal wiring, gas valves, ignitor and pilot assemblies.

Not covered:

Doors, handles, rotisseries, lights, knobs, dials, racks, interior lining, lock assemblies, meat probe assemblies, latches, and door glass.

Covered:

Heating elements/burners, switches, relays, touchpads, power cords, electronic components, internal wiring, gas valves, ignitor and pilot assemblies.

Not covered:

Doors, handles, latches, lights, knobs, dials, lock assemblies, magnetic induction cooktops, and door glass.

Covered:

Electronic components, internal wiring, power cords, and touchpads.

Not covered:

Doors, handles, trays, latches, light bulbs, rotisseries, knobs, dials, racks, removable trays, door glass, interior lining, lock assemblies, and timers.

Covered:

Ram assembly, electronic components, internal wiring and power cords.

Not covered:

Doors, handles, racks, removable baskets, interior lining, latches and knobs.

Covered:

Fan motors and electronic components.

Not covered:

Exhaust fan not solely for venting range/cooktop fumes, independent telescoping range exhaust, filters and screens.

Covered:

Mechanical parts and components.

Not covered:

Misuse, damage caused by foreign object.

Covered:

All parts, except;

Not covered:

Plastic mini-tubs, soap dispensers, filter and lint screens, knobs, dials, venting and damage to clothing.

Covered:

All parts, except;

Not covered:

Plastic mini-tubs, filter and lint screens, knobs, dials, venting and damage to clothing.

Covered:

Mechanical parts and components of two (2) centrally ducted air conditioning systems, heat pump system, as follows: accessible ductwork from the unit to the point of attachment at registers/grills; air handler; blower fan motors; capacitors; compressors; condensers; condenser fan motors; condenser coils; evaporator coils; fan blades; internal system controls; internal wiring; motors (excludes damper motors) primary condensate drain pans; refrigerant; refrigerant filter dryer; refrigerant piping interior to the unit; (excluding inter-connecting line sets); relays; reversing valves; switches and controls; and thermostats. Refrigerant covered up to $10 per pound per occurrence. (only when leak repair is made to a covered item refrigerant top offs not covered.) You are responsible for payment of any costs in excess of $10 per pound.

Not covered:

Primary/secondary condensate pumps and lines; mini-split; asbestos-insulated ductwork or piping; ductwork insulation; concrete-encased or inaccessible ductwork; dampers; filters (including electronic/electrostatic and de-ionizing systems); fossil, dual fuel control, and other energy management systems and controls; geothermal units, geothermal piping; heat recovery unit; humidifiers; interconnecting Freon lines (external to the equipment); panels and/or cabinetry; registers and grills; recapture/reclaim of refrigerant; structural components; water pumps, valves and lines (external of the condenser unit); wall units; window units; and water cooling towers; gas systems (including ammonia and chilled water systems). Any noise without a related mechanical failure.

Covered:

Mechanical parts and components of two (2) systems, or centrally ducted forced air gas/electric/oil heating system, if providing the primary source of heat for your home, as follows: accessible ductwork from covered unit to point of attachment to register/grill; heat pump, shredder valves, blower fan motors; burners; fan blades; heat/cool thermostats; heat exchangers; heating elements; ignitor and pilot assemblies; internal system controls; wiring; relays; motors (excludes damper motors); and switches. Refrigerant covered up to $10 per pound per occurrence. (Only when leak repair is made to a covered item refrigerant top offs not covered.) You are responsible for payment of any costs in excess of $10 per pound.

Not covered:

Chimneys, flues, and liners; cleaning and re-lighting of pilots; concrete-encased or inaccessible ductwork; fossil and dual fuel control systems, and other energy management systems and controls; dampers; electric baseboards heat unless primary heating system in home; asbestos-insulated ductwork or piping; filters (including electronic/electrostatic and de-ionizing filer systems); fireplaces and their respective components and gas lines; free-standing or portable heating units; fuel storage tanks, lines and filters; gas log systems, including gas feed lines; humidifiers; inaccessible water/steam lines leading to or from system; individual space heaters; maintenance and cleaning; panels and/or cabinetry; radiant heating systems built into walls, floors or ceilings; registers and grills; secondary units; solar heating devices and components; and structural components; either hot water and steam heating system; boilers; and geothermal. Any noise without a related mechanical failure.

Covered:

Mechanical parts and components of the following; interior hose bibs; pressure-regulating devices; shower and tub valves; toilet tanks, bowls, and toilet mechanisms within the toilet tank. The clearing of plumbing stoppages using standard snake/auger systems, of drain, waste or vent lines up to 125 feet from point of access where accessible ground level cleanout is existing, and which can be cleared with standard cable. Request to clear the same line (s) after (30) days’ time has elapsed will be considered a new claim and require a new deductible. Leaks and breaks of water, gas, drain, waste and vent lines/pipes within the perimeter of the main foundation are also covered. Repair and finish of any walls or ceilings where it is necessary to break through to effect repair is only covered to the following extent: repair of walls or ceilings to rough finish up to $1,000 per claim. Rough finish is defined to include hanging of drywall, patching of drywall, stucco, and lath. Repair to rough finish does not include supplies or labor for paint, sanding, wall texture, wallpaper and/or tile work.

Not covered:

All plumbing in or under the ground, foundation or slab; all piping and plumbing outside of the perimeter of the foundation; any piping or plumbing in a detached structure; stoppage of concrete encased lines; any fees for locating, accessing or installing cleanouts; removal of water closets/toilets in order to clear stoppages, any fees for photo/video equipment, hydro-jetting equipment; jet or steam cleaning; chemicals; stoppages caused by root invasion; stoppages caused by foreign objects, such as but not limited to, toys, bottle caps, etc.; bath tubs; bidets; caulking or grout; color or purity of the water in the system; concrete-encased plumbing; conditions of insufficient or excessive water pressure; conditions of water flow restriction due to scale, rust and sediment (scale, minerals and other deposits); exterior hose bibs; faucets; freeze damage; holding and pressure tanks; jet pumps; laundry tubs; lawn sprinkler systems; repair and finish of any floors where it is necessary to break through to effect repairs; septic tanks and systems in or outside of the home; sewage ejector pumps; sewer and water laterals; shower enclosures and base pans; shower heads; sinks; solar systems; toilet tank lids and toilet seats; water damage; water filters; water purification systems; and wells.

Covered:

Tanks, bowls, and mechanisms within the toilet tank.

Not covered:

Handles, bowl lids, tank lids, toilet seats.

Covered:

Mechanical parts and components of 1 unit of the pump assembly located within the home and hard piped installed.

Not covered:

Any unit located outside the covered property and/or within crawl spaces; backup power assemblies; and portable or non-hard piped installed unit.

Covered:

Mechanical parts and components 1 unit as follow: accessible electrical controls, accessible plumbing lines, air pumps, drains, gaskets, primary circulation pump and motor.

Not covered:

Bathtub shell; caulking and grout; jets; conditions of water flow restriction due to scale, rust, minerals and other deposits; failures due to dry operation of equipment; gaining access to electrical, component parts and/or piping; tiles and marble; and tub enclosure.

Covered:

Mechanical parts and components of one (1) water heater/tankless unit, including circulatory pumps.

Not covered:

Auxiliary and secondary holding/storage tanks; base pans; color or purity of water; flues; vent pipes/lines; insulation and insulation blankets; heat recovery units; any noise without a related mechanical failure; racks; straps; timers; and solar heaters, including all parts and components, and domestic hot water coils attached to boilers, but excluding solar and heat recovery units. Includes mechanical failures resulting from sediment build up.

Covered:

Standard mechanical parts or components located within the perimeter of the outer load bearing walls as follows; ceiling fan motors and their controls (excluding transmitters and remotes); door bells and chimes; interior standard light switches, smoke detectors including battery and hardwire systems; main breaker or fuse panel/box receptacles and general line voltage wiring.

Not covered:

Bathroom exhaust fans; direct current (DC) wiring and systems; exterior wiring and components (except main panels mounted to exterior wall); any wiring or components servicing a detached structure; exhaust fans; fire, carbon monoxide alarm and/or detection systems; batteries; intercom or speaker systems; lighting fixtures; load control devices; low voltage systems including wiring and relays; service entrance cables; telephone systems; timers; touch pad assemblies; transmitters and remotes; utility meter base pans; and wall fans. Failures and condition caused by inadequate wiring capacity, circuit overload, power failure/shortage or surge, and corrosion caused by moisture are not covered.

Covered:

Gas delivery lines within the perimeter of the main foundation.

Not covered:

Outer gas lines connecting the home to the street.

Covered:

Mechanical parts and components of one (1) unit as follows: drivetrains, and motor.

Not covered:

Failures and conditions caused by inadequate wiring capacity, circuit overload, power failure/shortage or surge, receiver board, relays, switches and sensors, light kits, remote transmitters, and corrosion caused by moisture.

Covered:

Mechanical parts and components of two (2) units as follows: drive trains, motor, receiver board, relays, switches and sensors. If there is no attached garage, we will cover two (2) units if installed in a detached garage.

Not covered:

Batteries; damage caused by door malfunctions; all door assemblies, including door panels, tracks, rollers, hinges, cables and springs; lights; sending units; touch pads and/or key pads; transmitters and remotes; and frequency interference.

Covered:

Standard mechanical parts or components located within the perimeter of the outer load-bearing walls.

Not covered:

Failures and conditions caused by inadequate wiring capacity, circuit overload, power failure/shortage or surge, and corrosion caused by moisture.